If you calculate the money's APR, or what that loan would cost on the course of 12 months, the true interest balloons to a level far beyond that of most bank cards and bank loans -- a whopping 260 percent. For many customers, we're able to take that information and employ our alternative credit check process to generate a decision in only moments, so you'll be able to know if you're eligible the moment possible. Teams of paid circulators are already out across the state gathering signatures to the petition. Once again, Carnes acquired another pay day loan, this time around at Moneytree.